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Insurance Brokers and Consultants

About Us

Only a truly independent insurance broker has the freedom to shop around for the best products for their clients. Only a broker with decades of experience has the knowledge and maintains the relationships with multiple carriers and brokers necessary to create a properly aligned package of insurance for each client.

Business needs vary by industry, size and risk. Their insurance requirements vary, as well. At Rivers Insurance Group we understand those differences and strive to find the proper balance of coverage, service and cost that maximizes the value of your insurance investment while minimizing your risk.

Since 1981 we have served as trusted consultant and partner for our clients, providing stability and customer service reflective of that personal commitment.

At Rivers Insurance Group we also specialize in insuring businesses that are most difficult to insure – those operating in industries with greater risk, or complications, or companies that are distressed, in turnaround or have recently entered into bankruptcy. Through longstanding relationships with carriers operating in these industries or sectors we are able to secure coverage for clients quickly and at prices that help our clients save money and improve their bottom line.

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Harvey Topitz, our founder and principal, has 30 years in the insurance industry. At Liberty Mutual he was named to the Top Producer Club. At BRI he introduced innovating services such as an asbestos abatement program. While with Tanenbaum-Harbor, now T&H Brokers, he excelled in the hard-to-insure employee leasing industry (PEO) and the entertainment sector, insuring such talents as Eminem, 50 Cent, Taking Back Sunday and Slipknot. Current clients in the entertainment sector include Bobby Ray Simmons, aka B.o.B. and Lupe Fiasco.


It was on this foundation of knowledge, experience and relationships within the insurance industry that he founded Rivers Insurance Group in early 2005.
Throughout his career Harvey Topitz has demonstrated a keen ability to exceed in sectors from which others shy away, leading to Rivers Insurance Group’s specialty of insuring those businesses that are hardest to insure.

“I love making the impossible possible.”

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Harvey S. Topitz , President

Mail: PO Box 6232

Parsippany, NJ 07054

Offices: 2001 Route 46 Waterview Plaza Suite 310 Parsippany, New Jersey 07054

973-588-4167 Office

866-445-0385 Fax

973-886-3975 Mobile