Insurance Brokers and Consultants


Unlike most brokers, Rivers Insurance Group views part of our mission to be insuring those businesses that are hardest to insure. Perhaps no business is in greater need of a trusted consultative partner than one operating in a high-risk or complicated industry or businesses in financial distress and possibly facing bankruptcy.

Through longstanding relationships with carriers operating in these industry sectors, Rivers Insurance Group is able to quickly secure coverage for clients quickly and at competitive premiums, often removing them from assigned risk pools that unnecessarily drive up costs.

Sectors Served:

  • Companies experiencing Financial Distress, in Turnaround or facing or leading toward Bankruptcy
  • Companies in Chapt. 11 & 7
  • Manufacturing
  • Contracting
  • Entertainment
  • Workers Compensation
  • Retail
  • Health Care & Social Services

For Distressed Companies and those in Bankruptcy

As a member of the Turnaround Management Association (TMA) we fully understand the needs and challenges being faced by companies in turnaround, financial distress or bankruptcy. This enables us to serve as their trusted partner when they need us most while offering the added benefit of our association with TMA.

Workers Compensation

Some companies are forced to secure mandated Workers Compensation Insurance in state-supported “Assigned Risk Pools or State Funds.”
These Forced Placements bring a burden of higher premiums and services, both claims and administrative.

We have the experience to do a thorough analysis of a client’s individual loss experiences and present this analysis, along with the client’s operation, in a light that allows an underwriter to offer coverage in the Voluntary Marketplace. This reduces expenses and provides the client with the proper services to which are entitled.

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Harvey S. Topitz , President

Mail: PO Box 6232

Parsippany, NJ 07054

Offices: 2001 Route 46 Waterview Plaza Suite 310 Parsippany, New Jersey 07054

973-588-4167 Office

866-445-0385 Fax

973-886-3975 Mobile